Understanding the Differences Between SSDI and SSI Cases

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  • 18 Mar, 2016
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03.18.2016

Understanding the Differences Between SSDI and SSI Cases

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It is important to know what benefits you qualify for when applying for disability. The Social Security Administration operates two distinct disability programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Despite the confusingly similar acronyms, the two packages have different eligibility requirements.

Social Security Disability Insurance

SSDI is considered insurance because it is funded out of your own payroll tax contributions to FICA during your years working. In the event that you become disabled before retirement age, SSDI helps you to receive your Social Security benefits early. In order to apply, you must have enough work credits, depending on the age at which you become disabled. It does not matter how much or how little money you may have.

Supplemental Security Income

Funded by general tax revenues, SSI is a need-based program created to help people who have very limited assets and income due to a disability. In order to qualify for SSI benefits, you must present evidence of both your medical disability and your financial need. Your total income and assets must be below a specified level, and your disability must be projected to last for at least one year.

Consult an Expert

A disability lawyer can assist you through the application process and help you pursue the benefits you are entitled to from either of these programs.

Contact Joseph E. Walden, Attorney at Law to get assistance from a skilled Social Security lawyer today.

Disclaimer: No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers.